STUPID bank staff.
This is a discussion on STUPID bank staff. within the Carry & Defensive Scenarios forums, part of the Defensive Carry Discussions category; You also have the option to conduct the transaction in private, especially if it's a very large amount.
I've had the "loud teller" issue too. ...
July 16th, 2008 01:00 PM
You also have the option to conduct the transaction in private, especially if it's a very large amount.
I've had the "loud teller" issue too. When that happens, I interrupt the teller and request that the manager be called over. Then I quietly explain to the manager that I would appreciate an appropriate amount of discretion and privacy in completing the transaction. The teller gets the message very clearly when the manager is present. If I feel that the transaction has been compromised, I cancel it and make it clear to management verbally that the bank employee's lack of discretion is why I'm taking my business elsewhere. I've never had to repeat that lesson at any bank.
July 16th, 2008 04:22 PM
Next time use the drive thru window.
July 16th, 2008 04:23 PM
BTW, did you ever notice that the drive through has Braile input? Makes you wonder, no?
Originally Posted by keydet90
"Democracy is two wolves and a lamb voting on what to have for lunch; Liberty is a well-armed lamb contesting the vote."
-- Benjamin Franklin
July 16th, 2008 04:35 PM
How about just politely asking him/her to please keep it down and count in a quieter voice? Simply explain that you don't want the whole world to know you are carrying that much cash. I don't think you really need to involve the bank president or anyone else unless she will not abide by your request. I always like to start at the source and if I don't get the desired result then climb up the food chain. IMHO stomping into the president's office over something as simple as this is part of the problem with people these days. The teller probably didn't realize that he/she was doing anything wrong.
DEMOCRACY IS TWO WOLVES AND A LAMB VOTING ON WHAT TO HAVE FOR LUNCH. LIBERTY IS A WELL ARMED LAMB CONtestING THE VOTE.
Certified Instructor for Minnesota Carry Permit
NRA Pistol and Personal Protection Insrtuctor
Utah Permit Certified Instructor
July 16th, 2008 04:45 PM
First of all that's not that much money leaving a bank...
The tellers at my bank always count out loud, like I'd want them to, in a normal voice but that's always loud enough for atleast a few other patrons to hear.
I just accept it for what it is.
I think your best line of defense is getting it in your pocket/wallet/etc. before you exit the bank and acting as if you just withdraw $20.
One of the reasons I originally got my ccp was that I used to make large cash deposits a couple of times per day.
July 19th, 2008 01:59 AM
It happens here all the time. Why bother complaining? Remember this is France: if the customer doesn't like it, he can STFU. Change banks? Why bother: they all do it.
Another thing that happens pretty often is that a customer will come and stand next to you, like about a foot from your elbow, and lean on the counter, waiting his turn.
No, I'm not making this up!
On several occasions, I've politely asked them if they wouldn't mind stepping back, and allowing my transaction to take place in confidential conditions. Most do so. One or two insult me. One guy looked me right in the eye without speaking for say five seconds, you know the look that says, 'I'm gonna kick the stuff out of you when I get ya outside'..?
There was a time when I took exception to Americans' criticising France. Not anymore. Every second I have to live in this pighole, is an eternity.
Any Texans here know of a school looking for French teachers?
July 19th, 2008 03:03 AM
Never had that happen. It's bad business on the teller's part.
On a (barely) related note, I once withdrew $ 1600.00 and the teller kept asking me if I'd rather have cashier's check, etc. (good business, IMHO, on the bank's part). She asked six different wasy from Sunday and I kept on saying "No, thank you."
Then came the "please produce two (yes, two) forms of Government-issued, photograh bearing identification" part (how many people have TWO Government-issued photo-ID's?).
Well, you can guess what I did there.
No more questions.
I could start a thread asking if that was brandishing, but it's late, so I'll go to bed instead :)
"...bad decisions that turn out well often make heroes."
Gary D. Mitchell, A Sniper's Journey: The Truth About the Man and the Rifle, P. 103, NAL Caliber books, 2006, 1st Ed.
July 19th, 2008 03:03 AM
In my bank the tellers count out the amount to themselves first.
I just watch them as count it to themselves.
Then when they go to count it "out loud" for me I usually tell them not to bother since I already know that it's the correct amount.
July 19th, 2008 08:40 AM
Banks tend to get nervous when cash withdrawals (and deposits) approach SAR (suspicious activity report) thresholds which normally are $5000 but can be as low as $2000 for filling a SAR report FinCEN Form 109, If you also add to this some form of profiling by the teller that made him/her feel like something was not right then you could run into a situation where the bank has trained them to create what should be a subtle disturbance to get the security cameras and staff to focus on you for a description to go on the SAR report.
Originally Posted by isaiah357
Also SAR can be triggered on anything that is not the norm for you or your account.
one example would be in all the years you had the account you never withdrew cash amount of more then say $200 and that was years ago, well that could be enought to trigger a SAR.
A SAR indicates that activity may be suspicious. A financial institution is not allowed to inform a business or consumer that a SAR is being filed, and all the reports mandated by the BSA are exempt from disclosure under the Freedom of Information Act.
There are stiff penalties for individuals and institutions that fail to file SARs. There are also penalties for those that disclose to its clients that it has filed a SAR about a client. Penalties include extremely high fines and long prison sentences if found guilty.
Last edited by Craiger; July 19th, 2008 at 11:02 AM.
In God we trust, Everyone else we monitor...
July 19th, 2008 10:11 AM
Last month we were at a hotel and locked our slide keys in the room. I went to the front desk to get another. I told her the room #. She looked on her computer and said my address back and I said "that's it" and she gave me a key. I didn't realize what happened until I read this thread. She didn't ask to see any ID or anything. Kinda scary.
July 19th, 2008 01:32 PM
Go sit in the lobby and just listen to guest coming and goings. Names, room numbers, where they are going for dinner and when they will be back.
July 19th, 2008 01:37 PM
May be she or he thought you were hard of hearing. Which was it, a he or she, can't tell by your post.
July 19th, 2008 01:58 PM
I guess I don't have to worry about being robbed leaving the bank since I don't have enough money to worry about them counting out $4,000 or $5,000.
I usually just grab my 3 or 4 nickels and leave.
I get a quarter back and I'm having a good day!
But you make good points for you Rockefeller types.
"The gun is the great equalizer... For it is the gun, that allows the meek to repel the monsters; Whom are bigger, stronger and without conscience, prey on those who without one, would surely perish."
July 19th, 2008 02:33 PM
A friend of mine had her watch ripped right off her wrist at a drive thru ATM in Miami. Situational awareness is the key.
Originally Posted by keydet90
Clinging to guns and God in PA...
July 20th, 2008 06:23 PM
I would have asked to speak to a supervisor right then. After informing them of the complaint I would have demanded that their security guard escort me to my vehicle.
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