I'm new here but how better to start off than with a personal story. I've had my CCW license for 6 years and the story below was from one time I didn't carry.
This happened a couple of months ago. I go over to my grandpa's 2 to 3 times a week to visit with him since my grandma passed. One night I went alone because my wife and son were not feeling well. Upon leaving his house, I needed to stop and get gas because a winter storm was moving in the next day. I pulled up to the gas station pump and got out of the truck. As soon as I shut the door to the truck, somebody roughly 30ft away was talking loudly and walking towards me. This person approached quickly and stood next to the gas pump I was parked at. He gave me a sob story of how he was stranded out here from California and needed money for food.
I was the only person parked on that side of the gas station, at night, standing in front of a built man that was possibly about to rob me. The first thought in my head was my 1911 was sitting at home and not on my person. I had gotten lax with carrying it for whatever reason during that time and didn't think to grab it for a trip to my grandpa's. I blame the cold.
I stood my ground and stared directly into his eyes, as to not show fear and informed him I had no cash and only a card to get gas. He kept standing there looking at me. I slowly pulled out my wallet while never looking away from him. His eyes shifted to my wallet as I opened it up and pulled the card out. Maybe he was hoping to call my bluff if he saw some green bills. I just knew he was going to grab it and run. Better than to get stabbed or shot I suppose. He just stood there watching my every move.
I put my wallet back in my pocket with my card still in hand. The guy then asked me if he could get a smoke. I gave him a cig from my pack and he walked off. I pumped my gas and left, followed by a big sigh of relief.
I've carried every day since then.
Don't get lax when you can CC, the one time you don't have it might be the only time you wish you did.