I have my CHL in Texas and am properly trained with a weapon, and the use of deadly force (Was in the Marines).
Here is the issue, my wife trusts me with a weapon and knows that i am level headed and competent. She knows I don't have a hero or paranoid or tough guy mentality. But she still doesn't want me to carry.
She says her main concern is in the event that i draw my weapon, I will make myself and my family a bigger target.
She admits that if cornered she would prefer that i be armed but she still doesn't want me to carry with her and the kids.