^ That's definitely one way to read the statistics. But there's another way to read it.
The way I approach this seeming conundrum starts with the act of arming oneself in preparation for that rather unlikely event - the need to defend oneself or their loved ones against violent crime.
Given the relative unlikelihood of the event, it would seem logical, then, to ask why would we even bother to arm ourselves towards that purpose. Why would we even participate in a Forum community like this in the first place, then, given that it is "Defensive Carry."
This is why I say that we're not playing the odds, here. Which, for me, then leads to the next logical leap: that if I've chosen to arm myself for this rather unlikely event, should I then not also train for the brutalities of such an encounter, however unlikely?
To head back to the car question - would we not put our families in the safest cars we can afford? Would we not research the same of child-restraints? Would we not also do the same for other pieces of the equation - tires, lights, etc. - and indeed, would we not take some defensive driving classes? In truth, some of us have. It's the same as having a fire extinguisher in the house - and knowing how to use it. It's the same as carrying life insurance.
I guess, to me, the most concrete example of this would be "prepping" - that there's a sliding scale of "what's enough." And truthfully, I think that this depends on the person: what's right for one person may be not enough for another, and may be overkill for the next.