5 o'clock should be about right. The holster should be right behind your hip. Cant it forward as much as possible. The holster type does make a difference as well. The crossbreed is a deep holster with the combat cut. The secret is get a holster that fits tight to your body, and your hip when you bend, the gun hides. This is because the cant matches the angle of your bend. If you can still see it ( the handle sticks up) the holster has to be deeper or the cant more forward.
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