I'm going to guess that 70% or more of the people with the permit or license do NOT carry. I know 10 maybe more people with their PA LTCF. I only know one other who carries daily, other than myself, but that's because he's a LEO. He will carry MOST of the time off duty, but not always. A few others will carry on occasion.
I'm in pajama pants and a t-shirt, just relaxing, and there is a J-frame in my pocket.