This weekend I decided to put something together that would allow my XD Subcompact to be holstered in the center console without bouncing around. Something that doesn't require a bunch of hardware or $50 worth of kydex. This isn't how I store the pistol in the car (for that I use a Bulldog safe tethered to the seat), but a way to easily access it without contorting my body or trying to reach under my seatbelt. The IWB holsters I have are pretty comfortable while driving, but for me, just don't allow for a quick and safe draw. I drive about 3 hours a day, sometimes with co-workers, so I couldn't have a big old holster strapped to the side of my seat or anything.
This isn't pretty, certainly won't win any awards, but a quick trip to Walmart and you should have what you need. I apologize for the crappy cellphone photo's and the camera flash makes it look a lot dustier than it really is:
I tried a few ways of doing this and realized a velcro base and strap would be the best way to go for me. Walmart sells these 2" x 3" industrial velcro patches with self-adhesive backs. I used one of those on the console itself and pulled an old velcro lined strap from a bag (grey ghost). This covers the trigger guard completely and holds my XD in place very well. I even re-purposed some of the foam inserts that I got with the XD case for the bottom of the console. All together I spent $2.94. My guess is you could fashion a velcro strap for less than $5 from Walmart or a fabric store.
I initially tried using a couple pancake holsters or even the paddle holster that came with the XD. One issue I ran into is if the retention is too tight, you could pull off the entire velcro patch. The fabric strap allows me to slide it out without issue and still holds its shape.