I go armed. Always. If my right to carry has been stripped in a certain place, I don't go there. Works very well and, above all, helps to keep me safer.Do you carry from the time you wake until you go to sleep? Or only when going to what you percieve to be a high risk place?
US Post Office? Got a box at UPS. Court facility? The only reason I'd be there is if I were on the stand or in the jury box, generally speaking. Federal buildings? Why, when the telephone handles most things. Posted "victim disarmament zones"? Nicely, in Oregon, no such prohibition holds water, what with the state's preemption law. It's not that hard to stay armed. It just takes a bit of planning and commitment.
As for "higher-risk" places, it's hard to know what such a thing looks like, anymore. Crime is everywhere. Everywhere. It's not possible to identify a pending crime, or a "likely" candidate criminal, or often even a risky area (as many run-down areas are actually perfectly fine). When I'm going to a place where I'll likely be out of hearing range for a time, I absolutely grab a couple extra magazines. Otherewise, it's same ol' same ol': primary, backup, and a normal complement of magazines.
Now, I'll grant you that carrying all that crap does take a toll. A couple pounds of stuff, an uncomfortable/stiff belt, sharp pointy things on the hip or in the pocket. Ain't no free lunch, the wise have said. So be it.