You have no need for insurance. In Texas you (will) have a Castle Doctrine (effective 9/1/2007)
"The law also provides civil immunity for a person who lawfully uses deadly force in the above circumstances. "
"SECTION 4. Section 83.001, Civil Practice and Remedies
Code, is amended to read as follows:
Sec. 83.001. AFFIRMATIVE DEFENSE. It is an affirmative
defense to a civil action for damages for personal injury or death
that the defendant, at the time the cause of action arose, was
justified in using force or deadly force under Subchapter C "