No major incident helped me make the decision, though I have been involved in some minor incidences. Recently some of our neighbors houses have been burglarized, and after the burglary they all started alarm services, new locks, etc. So ultimately they got burgled then spent the money. Although I haven't been burglarized, I decided to spend the money as if I had been burglarized, in other words I was being pro-active. Those are my exact thoughts about CCW, I'm not going to wait until the inevitable happens to me, I'm preparing now ahead of time.