New to DC, Liability Question

This is a discussion on New to DC, Liability Question within the Concealed Carry Issues & Discussions forums, part of the Defensive Carry Discussions category; hey there. new to dc, and just now working on ccl in michigan. so far this site has been incredibly helpful. I do have one ...

Results 1 to 7 of 7

Thread: New to DC, Liability Question

  1. #1
    New Member Array joetucker1029's Avatar
    Join Date
    Jan 2008
    Location
    Michigan
    Posts
    1

    Cool New to DC, Liability Question

    hey there. new to dc, and just now working on ccl in michigan. so far this site has been incredibly helpful. I do have one question. Does anyone have any info regarding liability insurance for conceal carry. Does homeowners cover you in case of an incident. NRA? Just curious. Thinking about the civil liability side of the issue. thx, joe

  2. Remove Ads

  3. #2
    VIP Member
    Array ppkheat's Avatar
    Join Date
    May 2007
    Location
    Louisiana
    Posts
    3,964
    Welcome to the forum, and I would say that the personal liability portion of your homeowners would likely be available to help you.
    Turn the election's in 2014 to a "2A Revolution". It will serve as a 1994 refresher not to "infringe" on our Second Amendment. We know who they are now.........SEND 'EM HOME. Our success in this will be proportional to how hard we work to make it happen.

  4. #3
    Distinguished Member Array Paymeister's Avatar
    Join Date
    Sep 2007
    Location
    Virginia
    Posts
    1,540
    Many insurance companies offer "umbrella coverage" that adds a million bucks to your liability limits. Intended for personal coverage, slip-and-falls and the like, they'll ask if you engage in risky practices - I couldn't get coverage earlier, because of a smithy: if I sold ANYTHING from it, as that would make my property a business venture in their eyes. Not sure I would volunteer much (concealed is concealed), though you would certainly need to answer their questions accurately to prevent denial of claims later. Call your company and see what they can do for you.

    And thanks for the reminder - I'll be doing the same.

  5. #4
    Lead Moderator
    Array rocky's Avatar
    Join Date
    Jan 2005
    Location
    MI
    Posts
    15,658
    I know some companies were offering such coverage for LE. Also , read up on MI's Castle Doctrine. I believe , if you are found not guilty criminally, it protects you civilly(not positive on this).
    "In matters of style, swim with the current; in matters of principle, stand like a rock." Thomas Jefferson


    Nemo Me Impune Lacesset

  6. #5
    VIP Member Array glock27mark's Avatar
    Join Date
    Dec 2006
    Location
    clinton township
    Posts
    2,170
    not sure about the insurance part,but welcome to the forum
    from s.e.michigan.
    (SHERIFF BUFORD T. JUSTICE) "what the hell is
    the world coming too"

    NRA LIFE MEMBER

    U.S. ARMY FT.SILL, OKLA.

  7. #6
    VIP Member Array Cupcake's Avatar
    Join Date
    Mar 2007
    Location
    Michigan
    Posts
    3,164
    Quote Originally Posted by rocky View Post
    Also , read up on MI's Castle Doctrine. I believe , if you are found not guilty criminally, it protects you civilly(not positive on this).
    Supposedly true, but not tested in the courts yet. Also, the NRA has coverage specifically for self defense.
    Spend few minutes learning about my journey from Zero to Athlete in this mini documentary!
    Then check out my blog! www.BodyByMcDonalds.com

    Cupcake - 100 pound loser, adventurer, Ironman Triathlete.

  8. #7
    VIP Member Array Supertac45's Avatar
    Join Date
    May 2006
    Location
    Michigan's U.P.
    Posts
    3,657
    Welcome, and Michigan's Castle Doctrine probably won't ever be Court tested due to the thought that went into the law. Most if not all home owner's policies cover accidents, not intentional acts such as self defense shootings. And yes, I have consulted my attorney.
    Les Baer 45
    Sig Man
    N.R.A. Patron Life Member
    M.C.R.G.O.

Links

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Similar Threads

  1. Trigger Job Liability
    By Back 40 in forum Defensive Carry Guns
    Replies: 52
    Last Post: April 19th, 2010, 02:46 PM
  2. Is There Potential For Liability???
    By sspargo in forum Carry & Defensive Scenarios
    Replies: 42
    Last Post: June 5th, 2009, 07:53 PM
  3. reverse liability scenario question??????
    By ridgerunnr in forum Concealed Carry Issues & Discussions
    Replies: 4
    Last Post: January 5th, 2008, 09:52 PM
  4. Liability
    By fhqwhgads in forum Concealed Carry Issues & Discussions
    Replies: 21
    Last Post: June 29th, 2006, 02:07 PM
  5. Liability Insurance
    By Bumper in forum Concealed Carry Issues & Discussions
    Replies: 9
    Last Post: February 14th, 2005, 12:54 PM

Search tags for this page

joetucker1029

Click on a term to search for related topics.