I have been stopped twice since I have had my concealed carry permit. Once by El Paso police and once by a Texas state trooper. Both times I presented my concealed carry card along with my driver's license as required in Texas. Both times I was simply asked "Are you carrying?". I answered yes. I was handed my concealed carry permit back and the officer moved to their car to run my driver's license. Nothing further was said during the stop about me being armed.
El Paso, Texas, USA