I usually go with a Belt holster be it IWB or OWB 95% of the time every now and then i will pack a shoulder holster but more i early spring/fall Than now.
I even wonder with the heavy coats right now how much it will slow me down. So far i have avoided a shoulder holster just becuse of similar worrys like yours.
Right now the Coat helps with hiding anything right now. espically if i dont plan on taking it off.
Also i like desantis cozy partner but plan on buy a Triskel
To try out on the Glock before i start switching everything to it.