Well, the 40's aint so bad. I'm in my 40's (age), I like my 40's (G22 and G27), it's 45° here today (jacket cover weather). What's it all got to do with concealed carry you ask? Well, the little woman and I went on one of our weekly shopping trips today. Yes...Wal Mart was involved in the itinerary. But I got this silly notion today that I'd sort of celebrate some of this fine fall weather and my need to wear a jacket. It's also raining here, but that doesn't bother me other than a range trip will be out of the question for a few more days. If you get any ideas from this post, then it's a good thing. My G22 rides in an Ahern three slot pancake, and my G27 is nestled very comfortably cross draw in my Mitch Rosen upper limit express holster. I put the keys in one jacket pocket, and the cell phone in the other....this helps to weight the pockets down enough where a gusty wind won't blow open my conceal jacket. I hardly ever zip up the front of any jacket I wear anyway. Enjoy.