There was some talk a few months ago about insurance. As a 32 year practitioner in the field my curiosity was raised today to review my own insurance policy (Homeowners and Umbrella policy). Keep in mind that even if you do not have criminal charges filed or are found innocent,(criminal defense costs are for another subject), an injured party or the deceased relatives will likely file a civil liability suit for damages. Most homeowner's insurance policies under the liability section will respond to these suits. Check under the exclusion section where it describes exclusions for "intentional injury". Many liability policies include an exception to the intentional injury exclusion for "bodily injury resulting from the use of reasonable force to protect persons or property." If the exclusion includes this exception, or one similar, the intentional injury exclusion will not apply to circumstances where the insured uses reasonable force in defending himself, others, or property.