As the original poster, thank you to everyone. This is exactly the discussion and info I was looking for.
ccw9mm - thank you. Knowing there are several lawyers in the area makes the whole deal much more appealing, even though I realize that is not the only purpose.
pax - that was great info.
Marty - great to see you in this forum. I think you will find a lot of customers here that just need a nudge and a little information to get off their butts and take the steps to be prepared. As you can see, several have already joined. And I think I will soon be a member as well. From what I have heard of you and your experience, we can all benefit if you continue to contribute to our forum as well. Welcome.