At barely 68-inches in height I'm not as proportionally skinny as some in this thread although I dip to -150 now and then. Still, I have my mother's hips and on occasion I have purchased women sized Levis, cargo pants, pull over shirts and non-pink sports clothing. I seldom wear belts for the same reason, so I can sorta relate. When I do wear a belt I have to purchase the contoured style, which by the way, was originally designed for women.
1. If you carry OWB with a belt, where on your waistline does your belt cross. Is it at the belly button, just below, riding the hips, around the hips? Bianchi use to offer a sturdy narrow padded, contoured dress belt, although currently, it’s only offered in a 1.75” variant.
Answer: On or around the hips, dependent on pant style/cut
2. If you carry OWB with a belt, how tight do you make your belt?
Answer: As lose as possible for a semi-secure hold
3. How tight is too tight and what do you consider to be too loose?
Answer: Too tight: when it cinches or gussets the pants.
Too lose: when the buckle droops below the pant closure/snap/button.
4. Do you loosen your belt to make things comfortable or live with the discomfort and a more "floppy" setup?
Answer: (a) Prior to OC a belt for me was strictly for appearance, and not to secure my pants. (b) Yes, slight discomfort for a secure draw; more of a challenge with my preferred steel gun(s).
Clearly, gun leather makers haven’t recognized the true needs for thin guys or women. In this respect, they’re seemingly stuck in the 1950’s unless they have a wife who forces them to make a woman’s holster now and then. I mean, when is the last time you heard of a female gun leather maker?
In all fairness, the leather wizards build to the masses and us thinner folk are the minority. Also, the current ratio of women vs. guys that carry guns may also be a factor. As it stands, I have no idea what the ‘technical’ solution is, although I do envision a contoured belt that is somehow molded or flared on the bottom edge.