Have owned one for about 1 year. The more you wear it the better it feels. No T shirt just got the cowhide. 4:00 position. In Texas heat, works with shorts and large T shirt. The 2 attachment points may be noticeable - i usual wear it covered with a shirt. I bought 2 others before i got the Cross Breed. You cant go wrong. Many copies on the design. Gte the original and support the designer not the rip off version.