Hi folks, I'm looking for a snubby to carry off duty. My only requirements are that I want to carry it IWB in front appendix style with Barami grips, it has to have a concealed or interal hammer and chambered in a reliable man-stopping round. I see the S&W 642 is very popular but I have seen the video at the academy of a police officer shooting a BG with the .38 and it did little to stop him and it cost the officer his life. Are the +p loads any better than the .38 special defense loads were years ago? I'm thinking something in .357 may be better served for self defense. I was almost settled on a Ruger SP101 but found out Barami does not make the grips for them. Does anyone have any suggestions?