I bought an XD9 SC for my wife. Shoots great, except she really has a problem working the slide due to spring tension. It fits me a bit more comfortable than my Gen 4 G19. The XD sits in the night stand on her side of the bed unused. She prefers my LCP.
Regardless, when I plop down the cash for a name-brand firearm, it is my expectation that it works right out of the box. A malfunctioning handgun you intend to stake your life on is like a cheating spouse - can you really trust either one again? Of course, thats just me.