A large frame gun can be easily concealed depending on how you dress and the holster and belt you use. If that is the only reason holding you back from a larger gun then dont worry. Youll find out in time though.
Welcome to the forum.
Edit: As far as price is concerned, I understand the budget. Honestly you might be cutting it close once all is said and done. When you carry you will have to dress around the gun to conceal, so depending on your current wardrobe you may also need new clothes.