I alternately carry two different weapons, a 9m Ruger P89 and a Keltec P3AT .380. The Keltec does not have a safety and I am undecided whether to carry it with a round in the pipe. I know having to rack it will slow down response time in an emergency, but I am concerned about whether it could accidentally go off while drawing it. I always have one in the pipe with the Ruger. Thoughts?