After almost EXACTLY a year of being gun-less. I finally made a purchase.
Decided to go with the .40 considering I can just about always find ammunition for it locally, no matter what the political climate.
Got that, some 155 Gr. Speer Gold Dot's, and a little Galco Tuck-N-Go holster.
Plans are to carry this in winter, and go with a .357 J-Frame for summer carry (Cargo shorts is my primary warm-weather garb, and there is no better to pocket carry than an M&P 340)
My consensus says that 7 rounds of .40 S&W is much better than a fist.