I got the P95 as my carry weapon. The reason I chose the P95 is simply because of its reliability and durability. After taking it to the range for the first time last week, I knew I made the wright choice. The recoil is a little more then I thought it would be, but easy enough to recover from and get back on target. Shoots flawlessly. It is a little tough to find the right holster for it to be consealed really good in the summer when waring just a t shirt. I did pick up a fanny pack today at Sportsmans Warehouse, and really like it. Never thought I would use one of those, but it is really usefull. It takes my wallet and keys out of my pockets while wareing shorts, and it is easy to get to the weapon if needed. And it is totally consealable.
The Ruger P95 in my openion is an awesome weapon for personal pertection. I will always fire, and that is what I got it for.