Well I got my carry gun. After much research I decided to get... drum-roll please ...a Steyr S40.
I stopped at the gun store on the way home from Christmas shopping and they still had the S40 that I've been eyeballing for almost a month. I have heard nothing but good about Steyr handguns, so I decided to go for it. I got it for $425 with 3 mags.
I was able to put 30 flawless rounds through it last night. It was dark so I was really just getting a feel for how it shoots. Low recoil for a .40 and it fits my hand just right.
Now I just need to get my CHL and a holster (hopefully next month). I will post pictures as soon as I can...