Well I did it.
I put money down on a new CCW gun for myself today. After much consideration and trials/testing out of a few different sub-compacts in the past few weeks, the XD9sc won out.
I luv my 92FS, but it was just too bulky to conceal since I'm not a fan of IWB holster in general, and the OWB paddle I found/use for it didn't prop it high enough on my waist. I have been using the wife's T380 in short trips to "get a feel" for actually carrying. -(yes I did the WALMART gig) I found the smaller size of the T380 easier to "relax" with, and get in the right mind set of not constantly thinking everybody around me knows I'm carrying.
The XD retailed for $599 - $649 depending on the retailer, but I know the owner of the gun shop I mainly use (I've bought my other pistols from him), and shoot at the range with a few of his employees, so he cut me a deal of $525 out the door (or layaway in my case) with all the "extras" the XD comes with. I also was a fan of the 16rnd high cap. mag w/finger extention and the 10rnd mag for concealment
I'm also seriously considering the Insight X2L rail mount light/laser combo. But then the whole holster issue becomes increasingly more difficult. The X2L is about another $160 bucks, so it's on the back burner for now.
I stuck with the 9mm instead of .40S&W or .45ACP for the simple reasons that it's WAY cheaper to shoot and IMHP the right 9mm defensive round is more than enough. - my current choice : Federal HYDRA-SHOCK 135grn JHP.
Needless to say...... I'm very excited and now it's just a waiting game.
Oh yea.....boy this is getting expensive! Way to go tax refund!!!