Bingo. I have several acquaintances with these, who like to say they have never had a problem with theirs, etc. Okay, I ask... Just exactly HOW much have you shot it?
Then they start squirming.
I'm with you. Those little Moonie guns are neat and slim; but I've carried a J frame of one sort or another as back-up/off duty for over 30 years.
A good read for anyone on the fence about which action type to get is Ed Lovette's book "The Snubby". The snubby excels at fighting from "The Hole"; another term for extreme close quarters.