As a private citizen only, I have been carrying since 1996. I started with a NAA Mini Mag, moved up to the .32 Guardian, tried the Keltec .32 and now rotate between a Keltec P-3AT (65%) and Kahr PM-9 (35%). I carry everyday. About 10% of the time I'll add the .45 in an inside waistband, depending on the occasion. Like this time of the year. I shoot all three on a regular basis.