Reloading is determined by how much you shoot. I've been reloading for 30+ years and have never had one of my reloads damage a gun. In that time, I've saved enough money by reloading to buy probably 20 new guns. I can load 40 S&W with jacketed hollow points for right at $7.50/50 compared to $18.00/50 for the least expensive HP stuff ATG offers. That's a savings of $10.50/50 or $210.00/1000. If I shoot 1000 rounds per month, I could buy a new gun every 3 months from the savings. Sounds like a fair trade for losing the warranty to me. Understand though, I'm talking about using my own reloads, not buying reloads from a commercial reloader.