I'm looking for a good IWB holster for my XD40 service. I just recently received a DeSantis Cozy Parter. This is a great holster, but I still print. I know that part of this is because I need to purchase a good gun belt. Another problem is that I'm finding that how well a holster conceals depend on your body type. I'm 5'7" tall with quite a stomach (232lbs). The problem with the Cozy Partner is that it rides high on my belt. If the holster sat another 1.5 inches lower it would conceal perfectly. I just don't have the finances to keep spending big money on holsters trying to find the one that fits. Do any of you short, portly guys have any good suggestions for an IWB that sits the weapon lower on the belt line. I already have one that I paid $80 for that is a good holster, just not for my body type.