In a Looper OWB holster about 5 oclock. It was covered with a pull over that is about a half size too big, not overly large. Did all my daily errands and deliveries with no printing or inadvertent flash of the weapon. I just wanted to see if I could do it. One of my very regular customers is a state trooper and did not believe me when I told him I was carrying my 21 so I showed him and he was surprised. I will probably not do this everyday but it is definitely a fall/winter/early spring option. I wish I could upload pictures. Very comfortable and comforting knowing there is 13+1 .45 ACP rounds on my belt. I carried one spare magazine, and I was really surprised how easy it is to carry.