Welcome Carver, hard to tell by your description but if you have love handles finding a good holster will be interesting. If you have the bulge curse I would recommend the Comp-tac Minotaur (link provided below) for IWB. It's very comfy, great customer service, and conceals well. In this case the love handles actually help hide the weapon.
For OWB, if you have handles avoid pancake style holsters. By their nature they are mid to high rise, placing the gun right on top of the bulge. Even with the best of gun belts this causes the gun and holster to be torqued out at the top, printing very badly. I have a drawer full of holsters after a lot of trial and error. After a lot of searching I finally found a very good concealable OWB holster for large guys - Safariland model 6377. With the regular belt slide it rides a little lower then most belt holsters, if you want it lower you can get the belt slot with a 1" drop. It pulls in and hugs the body better then the other belt holsters out there (Blackhawk). The 6377 has active retention (level II), but they do have models without it. Check out their website they have paddle models also.
Comp-Tac : Products
SAFARILAND® [Model 6377 ALS? Belt Holster] : Holsters, Belts, Duty Gear, & Accessories for Law Enforcement, Military, Competition, and Sporting Enthusiasts