If they come upon me, in my area... I am better than them... I am smarter. And they are not prepared for resistance. And, depending entirely on the situation, they may think they're getting cow-towed submission... They underestimate.
If I lived in my old home town, Chicago, the entire mindset would be different... and I wouldn't be there if I couldn't be armed.
Yes, things are getting worse even out here in the corn... and I have increased my vigilance as a result... But even the criminals here are "laid back"... they talk first... they "axe" you for your money/wallet/phone... they don't club you from behind and run off with it... They think that all the folks here are sheep... and will give 'em what they want out of fear. They'd be wrong.
But I ain't so confident as to carry condition 3, ever...
And, if I lived in Chicago (no, I couldn't even have a handgun in Chicago, I know... So let's say it was a more lenient suburb), I'd have to carry condition 4... NO WAY JOSE!