Credit Cards extra.... Gun phenom...
Not sure where to put this... not even sure where I am going with this. Just something I wanted to get off my chest.... So here goes.
Why is that many if not most... Gun sellers and people that are FFL's on places like Gun Broker charge extra for using credit cards? Sure... before you answer that, I already know that they pay a fee to be able to use a Credit card service. But is that not the price of doing business? Does not being able to take credit cards increase sales because buyers use it as insurance? Thats fairly well documented and so the 3% or so they need to make is supposed to be considered overall. In fact I don't know of one single Credit Card company that specificaly allows, in the account agreement, that people that use credit cards should be charged a premium. And most of these people that tack on extra if you use one are in violation of their agreement.
Just does not sit well with me. I will certainly not buy a higher ticket item without using a Credit Card to back me up. And SURELY not online! I sell stuff on eBay often enough. I don't tack on fee's for Pay Pal because its part of doing business. I get more business because someone can use their card. I don't price something where 3-4% is going to hurt me. I prefer the instant money over the hassel of waiting. Why do these vendors seem to think its a good idea?
One of my local Pawn Shop dealers does this. The other two reputable stores do not. Almost all the people on Guntrader and GA tack stuff on. Some, one I recently did business with does not.
Common people... you hired out a service, a Credit Card company... now PAY FOR IT. Ya cheapskates!!!!
I feel better now. Let the Flaming of me begin! I could care less. :stups: