Too broad a question . In my area a natural disaster is either a blizzard or a tornado . If i can ill take all of them and the " important " guns are packed in hardcases all the time so i can grab about 6 hardcases and have my best rifles, pistols , and shotguns . This is saving investments not eat snake survival . We have little crime when you hold my area up against the national standard . The ( and tho i know this is un pc ) minority/ welfair burden we bear is small . I should point out that i only mention minority in conjunction with welfair entitlement attitude . Point is that in my situation i have land , cattle , ect outside the zone that any local desaster could hit , and frankly i dont see any EOTW fantasy as coming to pass . Heck i even have houses to live in in two directions . I would loose a lot of convienance and maby a flat screen tv ( i love that tv lol ) . However me and mine would do fine with little real impact no matter the financial losses of my current house .