This is a discussion on Insurance within the General Firearm Discussion forums, part of the Related Topics category; I got to thinking at the range the other day, if the membership includes any insurance as many memberships do. I will have to find ...

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Thread: Insurance

  1. #1
    Member Array DaveInTexas's Avatar
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    Oct 2008


    I got to thinking at the range the other day, if the membership includes any insurance as many memberships do. I will have to find out.
    [Edited] happens it seems; I read about the hunter whose 'stray' bullet killed a baby on the weekend, and there was that .50 caliber bullet in the DFW area recently that went 5 miles and hit a lady.
    So it would be reasonable to wonder about insurance.
    Does homeowner's provide any?
    Does anyone worry about it?
    I presume there is liability that can be assigned to an owner, in a worst case scenario.
    Last edited by Captain Crunch; November 17th, 2008 at 02:03 PM. Reason: Deleted a profanity workaround.

  2. #2
    Senior Modevador
    Array Rock and Glock's Avatar
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    In Transit.....
    Look at an Umbrella policy. Most require hefty underlying limits (minimum coverages on your base policies), you might also check out NRA.
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    "He went on two legs, wore clothes and was a human being, but nevertheless he was in reality a wolf of the Steppes. He had learned a good deal . . . and was a fairly clever fellow. What he had not learned, however, was this: to find contentment in himself and his own life. The cause of this apparently was that at the bottom of his heart he knew all the time (or thought he knew) that he was in reality not a man, but a wolf of the Steppes."

  3. #3
    Distinguished Member Array bandit383's Avatar
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    Jun 2007
    Another great question...the law of unintended consequences. I practice at a certified range...but I suspect you can buy insurance for just about a price of course.


  4. #4
    Member Array calireserve's Avatar
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    Oct 2005
    Check into an umbrella policy. You should be able to get a 2 million dollar policy for a fairly cheap price.
    I find high limit umbrella policies a must have here in California.

  5. #5
    VIP Member Array matiki's Avatar
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    Dec 2007
    Another vote to check out an umbrella policy. It's usually only available with the highest limits on your homeowners coverage, and handles anything that exceeds said limits. Compared to the base cost, umbrella insurance is typically very affordable.
    "Wise people learn when they can; fools learn when they must." - The Duke of Wellington

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