Home Insurance Quote and Firearm disclosure?
This is a discussion on Home Insurance Quote and Firearm disclosure? within the General Firearm Discussion forums, part of the Related Topics category; That brings up a funny memory, when I first moved to NC from Communist CA many, many years ago I went and signed up for ...
October 25th, 2009 12:40 PM
That brings up a funny memory, when I first moved to NC from Communist CA many, many years ago I went and signed up for insurance with State Farm who I had been with for years. I couldn't believe my eyes when my home owners policy covered only $2,000 in jewelry but $10,000 in firearms!!!
When Seconds Count, The Cops Are Just Minutes Away!!
October 25th, 2009 08:21 PM
You will find that there's a limit on the value of firearms. Usually something rediculous like $500.
"First gallant South Carolina nobly made the stand."
Edge of Darkness
October 26th, 2009 10:16 AM
Separate insurance thru NRA/Lockton, Collectibles, etc. is usually much cheaper than a rider on your homeowners.
For those that live in gun-unfriendly areas, I've also heard (rumor at this point) of companies refusing/canceling homeowners if they find out that you own guns. Leads me to think "don't ask, don't tell" is a good policy.
October 26th, 2009 11:39 PM
My homeowners insurance has "blanket" coverage of personal items up to $XYZ amount. That's for everything from the toaster to the safe, from clothing to firearms, from tools in the garage to the spendy foreign cologne from the trip last year. Doesn't matter. And, at least in the case of my policy, there isn't a specific limitation on types of personal items (ie, firearms, with a max/fixed value). I checked, asking specifically about certain items and the specific lingo in the policy, "small print" and all. I'm sure some other policies might not be that way.
Originally Posted by automatic slim
Your best weapon is your brain. Don't leave home without it.
self defense (A.O.J.).
How does disarming
the number of victims?
Reason over Force: The Gun is Civilization (Marko Kloos)
NRA, SAF, GOA, OFF, ACLDN.
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