Thanks for all the warm welcomes and advice. I think given what I've heard I am going with the Defender. I had pretty much decided since the one I'm looking at is going to cost me less than $700 used (no more than 500, but probably closer to 300 rounds fired through). Kind of a have to grab it while you can situation, but wanted to hear from real shooters. I'm not so well off that I can piss away that kind of money on a gun that will not be reliable. That being said, advice on holsters? Jeans and t-shirt kinda guy so will be carrying inside the belt probably 3/4 of the way back on the right side.