Don't judge a holster (or belt!) until it's broken in. And beware of trying to hasten the breaking-in process artificially, lest you go too far and make the holster too loose. You can wrap the gun in saran wrap and leave it in the holster overnight a few times, and twist the gun in the holster a few times, to make it a tad looser. When breaking in a leather holster or belt, I like to strap 'em on and do some physical activity. Body heat, moisture, and movement will cause the leather to conform like it should.
Third, (and I know this will take practice) my pistol comes in and out of my holster very akwardly and slowly. I know the holster is new, and will take some breaking in and practice. Any tips that don't involve dipping my pristine 1911 into some oil?
It really depends on how you dress. A small, flat gun makes a big difference for me with the outfits I wear during our very long, hot, humid summers. If I lived in a cold weather northern state, I'd be carrying a full sized gun year 'round.
Lastly, and this is for future consideration on my part and your input, does a significantly smaller gun make that much difference? I don't own anything that is compact, so far....