I have a friend who leaves his front stuffer loaded.
Same here. Its realy not all that bad to leave an uncaped muzzle loeder loaded. All you need to do is keep it in a dry place. Especial with the cool new propelents like pyrodex, and 777's. Although, I wouldnt do it for an extened period of time.

I rember hunting around the woods at my parents house. My mom would be ticked off that I kept my inline loded in the mud room. Even after she found out its safe if the 12ga. primer is out , and that you have to wake up the negbors to unload it. At the end of Muzzleloader season, my negbors got woken up anyhow.