Insurance for Firearms

This is a discussion on Insurance for Firearms within the Off Topic & Humor Discussion forums, part of the The Back Porch category; Like alot of people these days we are all looking for ways to save money. Just saved over $500 a year by shopping around for ...

Results 1 to 8 of 8

Thread: Insurance for Firearms

  1. September 20th, 2011 09:37 PM #1
    tclance [OP]
    tclance is offline
    Senior Member Array tclance's Avatar
    Join Date
    May 2011
    Location
    CSRA, GA
    Posts
    1,029

    Insurance for Firearms

    Like alot of people these days we are all looking for ways to save money. Just saved over $500 a year by shopping around for car insurance. While going over my homeowners policy, I realized I was only covered for $1500 for firearms. Like most of us that could be 1 rifle or 1 pistol!! Looking for advice on how to handle. Do you have a seperate policy for your collection, or do you just increase coverage on existing policy? Dont know how current ins. company would handle when you tell them you have over 10k in firearms. Any suggestions would be greatly appreciated.

    Regards,
    TC
    Reply With Quote Reply With Quote
  2. September 20th, 2011 09:37 PM Remove Ads
    DefensiveCarry.com
  3. September 20th, 2011 09:55 PM #2
    Mike1956 Contrib Icon
    Mike1956 is offline
    VIP Member
    Array Mike1956's Avatar
    Join Date
    Sep 2011
    Location
    Marion County, Ohio
    Posts
    5,724
    My homeowner's policy allows me to buy an extra gun policy, but it is prohibitively expensive relative to the value of the guns. Much like diamonds or other high value items which can easily be (ostensibly) stolen, I imagine.
    Reply With Quote Reply With Quote
  4. September 20th, 2011 09:55 PM #3
    Scrvoy
    Scrvoy is offline
    Member Array Scrvoy's Avatar
    Join Date
    May 2007
    Location
    South Carolina
    Posts
    87
    I carry a rider on my renter’s insurance policy that lists each firearm by make and serial number. The cost was very reasonable. However being basically homeless I have to keep my gun safe in my storage unit and I need all the protection I can get.
    Ruger Super Blackhawk .44mag,Glock 17, Glock 19,Taurus 92 9mm,Llama .38, Taurus .38,Bersa Thunder .380,S&W Model 22A .22,Western Auto .22 ,NAA .22 Mag, Mini- Mini 14 .223,Mossberg 12 Gauge.
    Reply With Quote Reply With Quote
  5. September 21st, 2011 03:48 AM #4
    dukalmighty
    dukalmighty is online now
    VIP Member Array dukalmighty's Avatar
    Join Date
    Feb 2008
    Location
    texas
    Posts
    14,396
    I added extra coverage to my homeowners policy,I need to check I think I'm covered for up to $20,000,and if thats the case I'm gonna need to up it again
    "Outside of the killings, Washington has one of the lowest crime rates in the country,"
    --Mayor Marion Barry, Washington , DC .
    Reply With Quote Reply With Quote
  6. September 21st, 2011 08:07 AM #5
    archer51 Contrib Icon
    archer51 is offline
    VIP Member
    Array archer51's Avatar
    Join Date
    Nov 2007
    Location
    VA
    Posts
    17,310
    Most insurance companies have riders available you can get to cover your guns, or the NRA offers a policy.
    Freedom doesn't come free. It is bought and paid for by the lives and blood of our men and women in uniform.

    USAF Retired
    NRA Life Member
    Reply With Quote Reply With Quote
  7. September 21st, 2011 09:02 AM #6
    Porp
    Porp is offline
    Member Array Porp's Avatar
    Join Date
    Jul 2011
    Location
    NM
    Posts
    199
    Quote Originally Posted by Scrvoy View Post
    I carry a rider on my renter’s insurance policy that lists each firearm by make and serial number. The cost was very reasonable. However being basically homeless I have to keep my gun safe in my storage unit and I need all the protection I can get.
    Keep up with the payment on that storage unit, or it will make one very cool episode of "Storage Wars"!
    Reply With Quote Reply With Quote
  8. September 21st, 2011 09:09 AM #7
    shooter76blue
    shooter76blue is offline
    Member Array shooter76blue's Avatar
    Join Date
    May 2007
    Location
    San Angelo, TX
    Posts
    90
    I recently insured my firearms worth over $20 K with a company named Collectibles Insurance Services for a very reasonable rate. If you are interested, send me a PM for more information...
    Reply With Quote Reply With Quote
  9. September 21st, 2011 09:30 AM #8
    hoss223
    hoss223 is offline
    New Member Array hoss223's Avatar
    Join Date
    Apr 2011
    Location
    Fenton MI
    Posts
    1
    check with the nra i beleve they have or endorse an insurance company for guns.
    vary reasonable 350. for 20,000 in guns if i remember right.
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Ads

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules

Search tags for this page

colectables insurance services for firearms
,

collectibles insurance services firearms

,
collectibles insurance services for firearms
,
insuran fire arm