Refinanced my home few months back had same questions including old addy hadnt lived at in 11 years,seems my ss number had also been wrongly copied down for bills(hospital) ,as well as another in fl same name wanted for non support of child currently living in nc.Had to sign paperwork that guy wasnt me and say ss was wrong and not used by me.And do it all by fax.
Bit scary to be called up stating on hold for loan due to 2 ss numbers and child support.
One of the have you ever lived at was the other guys addy saying I had ,pays to read prior to check mark and signing.Had to have them refax and rephrase.
Out of all the companies that didnt get my loan as went with what I thought was best offer,while they had placed a prior credit check on me ,did so again dropping my credit score 70 pts.Guess spite for not getting it.
These are all questions, and all of the above circumstances, related to the banking fiasco's that contributed to our financial mess. Car dealers inventory a lot of cars, and sometimes they will float that inventory on instruments such as a promissory note that helps them cover costs until the cars are sold. Depending on the lender that is backing the instrument, and the terms of the loan, questions like this are frequently used to ensure identity and offer some sort of quasi-safety net regarding the sale of a car that is currently in inventory based on a loan instrument.
I have had the very same questions, and like someone said, it was part of my checking my own credit. Why would they use that for buying a truck? Personally I would be watching your credit VERY closely. Did dealer steal the answers to the questions to use it latter? Call competing dealers and find out if they are doing the same thing.
My wife bought an SUV a week ago. She was NOT asked any of those questions.
There is more information out there on you than one would care to know. The benefits of technology. Gone are the days of complete anonymity.
The Internet is a wonderful thing... :frown: There is no anonymity anymore.
I bought a truck from a dealer on labor day, and was not asked these questions. It could be a state thing?
I think the only way they would know the answers is if they ran your credit report. Since you paid cash, there's no reason for that and you may be able to claim some restitution for the dealer broke the law. This assumes you didn't sign anything giving them permission - sometimes the paper the dealer works up the negotiations on includes a line to check credit.
1, it is in the off topic and HUMOR category. 2, The OP said nothing about paying in cash. 3, someone asks me questions like that, I walk out the door. I have no credit, I bought my house outright with money I saved.
I would have got up and walked out..........end of that.
I bought a truck from a local dealer this week and didn't have to answer any questions like this.
I wonder if you are required to answer them? He said he had to ask them. Did he indicate your need to answer?