AARP Medical Ins?

[ArmyCop]

I have Blue Cross medical family insurance.

Wife has medical condition that looks will need mtly or bimtly treatment for the rest of her life that costs (AFTER Insurance pays) $300 to $600 per treatment out of OUR pocket. Every month - maybe every two months.

It's been suggested we look into getting AARP Insurance to help out with this.

Anyone here use AARP medical - any comments - contact name and number to call about it???

Thanks.

[DefensiveCarry.com]

[Arko]

I don't know much about their coverage, but AARP is a very anti-gun organization.
That said, if the coverage is useful, sometimes you have to do what you have to do...

[grandma4]

I have Blue Cross medical family insurance.

Wife has medical condition that looks will need mtly or bimtly treatment for the rest of her life that costs (AFTER Insurance pays) $300 to $600 per treatment out of OUR pocket. Every month - maybe every two months.

It's been suggested we look into getting AARP Insurance to help out with this.

Anyone here use AARP medical - any comments - contact name and number to call about it???

Don't know about aarp but I do know that a lot of pharmaceutical
companies will help out and pick up a lot of the medical tab on these drugs. I have two step son's who are reps. They tell me a lot of companies will help. Go to a phamacy and get the numbers to these companies, which ever one makes the drugs for your wife's meds.

Good luck and I will put you and your wife on our prayer list

[GunnyBunny]

I don't know much about their coverage, but AARP is a very anti-gun organization.
That said, if the coverage is useful, sometimes you have to do what you have to do...

What Arko said.

[Hopyard]

I don't know the specifics of AARP insurance, but I would think it is designed to coordinate well with Medicare. I gather that since you are still with the Blues, that you are not yet old enough for Medicare, and therefore I would be very careful to double and triple check the AARP plan before jumping in, as you might get out of a slowly sinking boat and into a boat that is swamped.

I do not know where you are getting your policy from, but if you have the option to chose a different plan, e.g., GEHA if you are with Uncle, I would suggest considering that choice. In my experience The Blues didn't get the job done. There was always some excuse to cut benefits or deny claims. On average, I do not think they covered 50% of my out of pocket expenses when I was with them.

[oldogy]

AARP insurance is through United Health Care Options. The wife and I have had it for several years. The plan we have has paid every cent that Medicare has not paid. It has been flawless. Every doctor we have been to with this coverage has said "no problems, no upfront payment required for co-pay of what Medicare will not pay." Expensive, yes but it works as I wanted it to. I hate insurance type paperwork and so far there has been none.
Google is your friend.
Yeah, I have a real problem with the AARP policies, in fact have written letters to them about same.
oldogy

[archer51]

I know that when my mom passed away from cancer, AARP insurance picked up all but I believe $100 or $200 of the medical bills.

As far as AARP's politics's they suck, very liberal and very anti gun, but I understand where your coming from. Just out of curiosity have you looked into what Tri-Care would cost and what your out of pocket woould be with them?

[paramedic70002]

Make sure they cover pre-existing conditions. Find out what their lifetime cap is on payments.

[PatrioticRick]

Why don't you have tricare?
I have medicare and tricare for life, with both I'm 100% covered.

[ArmyCop]

I didn't have enough time in (to retire or get tricare) when they med-boarded me out for restrictions after injury in Iraq - requiring neck surgery.....

[PatrioticRick]

I was in almost 16 yrs and they retired me with 40% of BPay and I got to keep Tricare. Lucky for me the VA kicked in, but even with tricare I still have to pay 30% out of pocket for my wife.

[mlr1m]

Their anti-gun policies and other political lobbying efforts keep me from buying their insurance. I'm told its very good buy I just don't want to support their views.

Michael

[ArmyCop]

Thanks for all your comments. Not gonna go with them. Besides finding out how anti they are - also just would not fit my circumstances.