Health Care Your Solution?
I think most of us can agree that govt. healthcare is not the solution and I think we have some pretty smart people on this forum so let's brainstorm. I've got 4 ideas that I am pretty sure would go a long way to making our health system better and more affordable. Just let me know of any negatives that you see with these proposals.
1. Make health insurance tax deductible. If you own your own business you can deduct it so why shouldn't everyone be able to?
2. Make all medical procedures have the price listed so you can compare different hospitals, labs, docs. We need some free market competition to bring costs under control. You wouldn't go buy a car and tell the dealership to bill you so why would you do that with healthcare that costs as much or more than a car?
3. Make the minimum deductible $2000 per year for all health plans. When a third party pays you do not care what it costs. If you have a little "skin" in the game you are more likely to ask if a test is necessary or if there are alternatives. Plus this should have the effect of lowering everyone's premiums.
4. Tort reform. For instance if your wife is pregnant a doctor probably won't see you if you do not get a complete blood work done including tests for HIV, STDs, etc. because his malpractice insurance wants to have all bases covered. If you know your clean, you could save $3-400 in initial blood work right there. Just expand that logic to the whole system.
IF you have ideas please share. Let's put our heads together.
It is different with health care
It is different with health care. There is plenty of profit motive. There has been no cost containment. There is no free market in health care and hasn't been for decades.
Originally Posted by tinkerinWstuff
This is why we need a drastic increase in the number of physicians being produced, a great increase in the number of nurse-practitioners and physician's assistant's licensed.
What the free market does have to contribute is price reduction from competition. What we have now is inusfficient numbers of practitioners to provide for true competition.