Credit Card Fraud....

This is a discussion on Credit Card Fraud.... within the Off Topic & Humor Discussion forums, part of the The Back Porch category; what you wrote is all very true. I, however, have been using a debit card for years for groceries, dining, etcetera, and this is the ...

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Thread: Credit Card Fraud....

  1. #16
    Member Array carry ok's Avatar
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    CBXMan.....

    what you wrote is all very true. I, however, have been using a debit card for years for groceries, dining, etcetera, and this is the first time it has been 'hacked'. But, it obviously is time for a change in my practices. Well, I guess the mark in the forehead, or palm will be in vogue soon, and then no worries about 'hacking', LOL.
    Extremism in the Defense of Liberty is No Vice--Moderation in the Pursuit of Justice is No Virtue. - Senator Barry Goldwater

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  3. #17
    Member Array jjkjr's Avatar
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    in the last 2 weeks this has happened to me....
    pay sales walmart WA
    and the other one was a store all in WY....
    now i live in Missouri and havent been to WA since 88
    and wy in 05 ..... my bank had me sign the proper papers and canceled the card and issued a new one....
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  4. #18
    Member Array Riana's Avatar
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    My dad (who is in Northern California) had a credit card number hacked/stolen some years ago.

    Apparently, while he was in Southern California having some medical procedures taken care of, he went to 5 different casinos in Reno and Lake Tahoe, NV and obtained a $2,000 cash advance at each, then went and spent $500 on dinner in Carson City, NV.

    The bank quickly realized that without serious bending of the space-time continuum, he couldn't possibly have done it, so the entire amount was credited back. But it took a couple of months to straighten out.

    My credit card theft story was only a single transaction, but since the person also changed my statement mailing address, it was considered an identity theft case by the credit card company. I only have one card that is regularly used for on-line purchases. I receive all communications on that card via e-mail. There is no paper statement. This is lucky, as I probably wouldn't have realized the charge was there right away - the bill would have been mailed to some address in Michigan (where I've never been). When I saw the address change, I called the CC company and they immediately cancelled the charge, fixed the address, cancelled the card, reissued a new one (sent via next-day air, even) and transferred me to their identity theft people, who went through every credit report with me right on the phone (all OK), and sent me all the paperwork to fill out to report the theft. They even helped me with contacting UPS and getting a copy of the delivery receipt, which I included with the police report I had to file locally.

    All because I didn't move to Michigan and order 8 handheld computers from Office Depot.

  5. #19
    Member Array UnklFungus's Avatar
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    I use a PayPal debit card. For every transaction, I receive an instant email receipt and any fraud is handled immediately. I keep $$ on it only for specific transactions and it can't be used if the balance is zero!

    I love the instant email. I don't know why other banks don't use it as it costs nothing to do and almost nothing to set up. Also, I don't have to worry about paper receipts or forgetting something. If something shows up that isn't mine, I can let them know as soon as I get the email or get home!
    “The Constitution is not an instrument for the government to restrain the people, it is an instrument for the people to restrain the government.”

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    If it is ok to disarm legal citizens to reduce crime, then doesn't it stand to disband the military to prevent war?

  6. #20
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    Quote Originally Posted by carry ok View Post
    already done. And the charge is supposed to be recredited. But what a PITB.
    Believe me, I know how you feel, it is a pita. Last year an idiot cashier at the Wendy's drive thru used his cell phone to photo the front and back of my card. I saw him do it, he denied it. I called my bank within 10 minutes and reported the number stolen. I then emailed Wendy's corporate - their response - total silence, no acknowledgement, no confirmation, nothing. Speaks volumes.

    BTW, I agree with what someone else said in the thread, cash IS king.

  7. #21
    Member Array Riana's Avatar
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    Quote Originally Posted by ctr View Post
    Believe me, I know how you feel, it is a pita. Last year an idiot cashier at the Wendy's drive thru used his cell phone to photo the front and back of my card. I saw him do it, he denied it.
    That's certainly ballsy. I probably would have taken a picture of him doing it with MY cell phone camera, then after calling my bank to cancel the card, sent the picture(s) to Wendy's and tell them to stick THAT in their pipe and smoke it.

    But that's just me.

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