What are some good comparisions to not carrying with one in the chamber? Some (very loose) examples:
Why lock your car doors you will have time to lock them as I reach for them.
Signed, Car Jacker
Why buy earthquake insurance it only happens every 50 years or so.
Signed, San Francisco Resident (Haiti would be in bad taste)
I can cheat on my wife after all I am rich and famous and will never get caught!
Signed Tiger Woods
Bet the house! The Colts are a lock to win the Superbowl!
Signed, Colts Fan