Open Carry at TD Bank - Police Called

This is a discussion on Open Carry at TD Bank - Police Called within the Open Carry Issues & Discussions forums, part of the Defensive Carry Discussions category; Just thought I would share my open carry story today. I am licensed in many states to carry and conceal carry. I work at a ...

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Thread: Open Carry at TD Bank - Police Called

  1. #1
    Member Array sirfarmer's Avatar
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    Open Carry at TD Bank - Police Called

    Just thought I would share my open carry story today. I am licensed in many states to carry and conceal carry. I work at a resort in the lakes region of New Hampshire and part of my duties include taking the business deposits to the bank. I frequent two banks in town - Ocean Bank & TD Bank. I have been visiting both banks with large cash deposits for several months now - openly carrying (holstered and secured) my Beretta PX4.

    When I arrived at TD Bank in Wolfeboro, New Hampshire I went about my business. The bank was empty except for tellers and managers. I had a friendly conversation with the teller as she counted the money and completed the deposit.

    The bank manager, Cecile Chase, tapped me on my back. I was a little shocked that she had crept up behind me but was not too alarmed. She yelled out that I was not allowed to carry a gun into the bank. She also barked out that I was breaking federal law because (brining a gun into the bank). I calmly introduced myself formally and explained I was making large cash deposits. I explained the gun was for my safety and I was no different than armed couriers in this state. She again reiterated that I was breaking the law and said the next time I would be arrested. I again informed her that I was licensed to carry in this and many other states and frequently carry into her bank and other banks in the area. She was unphased and said the police had been called. I thanked her for her time and asked for her business card, which she provided, when I left.

    I waited outside for ten minutes but the police did not arrive. I decided to head over to the police station. I secured my Beretta in the vehicle and asked to speak to the Chief of Police. I spoke with a detective and the chief at length, and while there are no local nor federal provisions prohibiting it, he suggested I do a better job of "concealing" my gun. He also said TD Bank is a private business and can refuse service to anyone. He affirmed that I would not be arrested unless they cited me for some sort of trespassing complaint, though I doubt it will go that far.

    Should you wish to contact Ceclia Chase about her no-gun policy in her bank, her contact details are below:

    Cecile M. Chase
    Vice President - Banking Center Manager
    36 Center Street
    Wolfeboro Falls, New Hampshire 03896
    Bank Telephone: 603-569-8999
    Bank Fax: 603-569-4453
    Her Direct: 603-569-8996
    Email: Cecile.Chase@tdbanknorth.com

    I hope others will help me speak out about this. She said I would be receiving a letter from TD Bank security operations outlining the incident. If/when I receive I will post a summary here.

    Regards,

    Chris

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  3. #2
    Senior Member Array Rob P.'s Avatar
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    Since you a depositor with the bank I do not know how they can refuse you admittance. Thus, I do not see how you can be "trespassing" if you enter with an openly carried firearm. However, I could be wrong and you should verify before you trust so to speak.

    I would also write the president of the bank and explain that you, as a depositor, have been made to feel unwelcome at their bank by Ms. Chase. I would explain that you are licensed to carry the firearm and include the amount of money you consistently deposit with them and that you are a good and loyal customer of the bank. I would state the other things you mentioned such as security etc. Mention your post here in the letter.

    Above all, be courteous and use good business language in your letter. If you receive a response a redacted version would be appreciated as a follow up thread.

  4. #3
    Senior Member Array jofrdo's Avatar
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    Is the bank branch posted "no guns" at the enterance?

    The police never responded to her call? Maybe she hadn't really called them; just threatened you with having done so.

    Will your employer react if contacted by the bank and told that their employee was "violating Federal law?" I think you should ask the branch mgr. to contact the bank's attorney and to have him/her tell you which Federal law you violated.

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    Distinguished Member Array tinkerinWstuff's Avatar
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    If your employer is cool with you carrying while transporting these large funds; maybe the employer could threaten to do business with another bank? That would be awesome! Banks want large depositers like your employer right now more than they have in a long time. It would be cool if your boss could give the lady a few choice words...
    "Run for your life from the man who tells you that money is evil. That sentence is the leper's bell of an approaching looter. So long as men live together on earth and need means to deal with one another-their only substitute, if they abandon money, is the muzzle of a gun."

    Who is John Galt?

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    Do they make the Brinks guards disarm, too?
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    Member Array V65magnafan's Avatar
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    I'm not too impressed with her method of sneaking up on you.

    It's fortunate for her that she did not embarrass you in front of other customers.

    Is this manager new, an import from New Jersey?
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    Member Array CyberGuyPR's Avatar
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    Quote Originally Posted by retsupt99 View Post
    Do they make the Brinks guards disarm, too?
    Why would Brinks personnel disarm? They are not crazy civilians with guns unlike the rest of us.
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  9. #8
    Member Array sirfarmer's Avatar
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    When I inquired how I was any different from a Dunbar or Brinks armed courier, she did not reply. When I spoke to the Chief of Police, it did not appear that she telephoned them prior to my arrival.

    If I do not receive a satisfactory reply from TD Bank, we will most certainly switch banks.

    There are no "no weapons" or "no guns" posted anywhere in the bank.

    I believe she is a sheep from Massachusetts originally..where guns are forbidden. She could not cite any federal law or statute to support her claim that I was breaking federal law.

    Apparently their bank was robbed two years ago. But this is a fairly small town (40,000 residents) and I personally know the tellers. Do you think I would rob a place where I'm known and do a majority of my banking?


    Sigh...

  10. #9
    Distinguished Member Array tinkerinWstuff's Avatar
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    It will be interesting to hear how that turns out. Bunny recently had a thread on Best Buy where there was a similar OC issue and got the store manager straightened out. Hope you get the same result.
    "Run for your life from the man who tells you that money is evil. That sentence is the leper's bell of an approaching looter. So long as men live together on earth and need means to deal with one another-their only substitute, if they abandon money, is the muzzle of a gun."

    Who is John Galt?

  11. #10
    VIP Member Array Tom G's Avatar
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    The fact is that the bank manager blew it and may lose a good customer in the process. If she was so worried about you having a gun why did she sneak up behind you and tap you on the shoulder. If you had been some one there to hold up the bank it might have been all over for the manager.

  12. #11
    Member Array sirfarmer's Avatar
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    It's either that or I start to use the ATM or use the night drop box... but I do not think I should need to change my business process becuase of a sheep bank manager.

    In addition, she also tapped me inches above my Beretta. It could have ended a lot differently if I felt she was reaching for it to remove it from my holster.

  13. #12
    Distinguished Member Array Bunny's Avatar
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    Sorry that happened to you, but nicely done by heading her off and going straight to the PD. I'm impressed. I never would have thought of that.

    You stayed calm, cool, and collected the whole time, both at the bank and the PD, that speaks volumes for how you represent ALL of us who carry, and show that we are not the "crazy gun nuts" the extreme sheep think we are. Thank you for that.

    I would do what I did with Best Buy and what Pro2A did with Lowes, and countless others here did with other businesses. Call corporate HQ, speak to a supervisor, and get it straightened out. MAKE SURE they have something coming down the chain of command to the lady who kicked you out of the bank, and then go back again to speak with her, making sure everyone's ducks are in a row.

    Then demand a 100" flat screen high-def apology television. ;)
    ---------

    On a similar note, we have legal OC here in banks, but not CC. I have been in my bank OCing I dunno how many times since April. Yesterday, I mentioned to one of the tellers (we're all very friendly here, I adopted a dog to the branch manager, everyone knows everyone's kids' first names...small town, etc.) about my upcoming NRA instructor training, and she said "oh, I didn't realize you were serious when you said you went shooting. You don't seem like a violent person." We'll chat about that later, but anyhow, she asked about where I keep my gun, and I pointed to my hip.

    She freaked out and goes "Oh my! Can you DO that? Can you walk around like that? Are you allowed to be in here like that?" The manager beat me to it and explained the OC/CC law about banks here, trying hard the whole time not to laugh at her. She said "if it were anyone but you, Bunny, I would have totally freaked out! But actually, it seems pretty safe with you in here, now that I think about it." Hey, she may be coming around!

    Then she said "why did you bring that in here today?" I told her I always have it on me. She goes "Oh, that was your GUN? I thought it was your CELL PHONE!"

    Yes, my tactical 9mm cell phone! LOL.

    Point is, I think a lot of bank employees may be very ignorant of the laws indeed, and just need to be educated. I'm sorry this one was so rude instead of comical though. Call HQ and take care of it.
    Don't frisk me, I am the weapon.


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  14. #13
    VIP Member Array ccw9mm's Avatar
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    Doesn't sound to me as though the bank or the staffer had a no-guns policy. Sounds to me, though, like the person mistakenly believed you were committing a crime by daring to carry in a bank, any bank.
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    Member Array sirfarmer's Avatar
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    Thanks for the kind words. I figured it was the best course of action. Mostly, I did not want to the cops showing up at my door later responding to the MWAG call earlier. Last thing I want is to loose my license to carry.

    I suppose I should simply better conceal...but that negates the reason I carry. My Beretta is a deterrent. I don't want to be hastled by some punk in the parking lot while carrying a deposit to the bank.

    The chief suggested a either conceal it better or simply secure it in my vehicle. I'm drafting a letter to TD Bank corporate tomorrow but feel it will probably be lost and will receive a general customer service response.

    In the short term, I have to return to that branch for deposits. We will consider switching banks if we do not receive a satisfactory response.

    I wish she had not made such a big deal about it. Even the teller I was working with whispered "I'm sorry" a couple of times... just out of earshot of her boss.

    Your best buy story was enlightening. I hope I have similiar success.

  16. #15
    Member Array 03ramit1's Avatar
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    LOL i love storys likethis i hope that you get it worked out. I loe how people freak out of such a small thing. i wasin wells fargo a few days ago and did not have an issue at all. as a matter of fact everytime i OC i have not had a problem. I did get alook the other day in a busy gas station, but who cares they will get over it and have probably allready forgotten about it.

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