Working in a Payday Store-advice please?

This is a discussion on Working in a Payday Store-advice please? within the Related Gear & Equipment forums, part of the Defensive Carry Discussions category; Hello there new to the group. Would love to get some advice from some seasoned carriers. I run a cash store in a rough part ...

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Thread: Working in a Payday Store-advice please?

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    New Member Array Cashman1313's Avatar
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    Working in a Payday Store-advice please?

    Hello there new to the group. Would love to get some advice from some seasoned carriers. I run a cash store in a rough part of town. I do have bulletproof glass which is great but they tend to try and get you when you are either coming in and/or going out. Had a hair raising moment couple weeks ago(all is well just realized a bad situation could have been 20x's worse). So I went and bought a pistol and signed up for CCP. I just don't want to be "that guy-"saw some other people talking on here about hot heads and wanna-be cool guys. My thing is I was thinking about getting a vest for coming and going in and out of my store but I don't wanna freak anybody out. Definelty not like I'm gonna go to the mall and walk around but is my thinking overdoing it. Like I said I don't wanna be "that guy ". Again, I work in a cash store in south memphis. Opinions and comments greatly appreciated.
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    You can get vests that are rated against most pistol rounds that are rather discreet, I would look into them if you are concerned.

    Good situational awareness is your best defense, be aware of what is going on around you, and avoid problems before you find yourself in them.

    I would also look into some professional training.
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    Welcome to the forum.

    In TN it is not a CCP. It is a handgun carry permit (HCP). You can carry concealed or open. BUT you cannot carry a loaded handgun without a permit. You can get in big trouble if you start carrying before you get your permit. In the meantime, a vest is a good idea to have and hope they don't aim for your head.
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    Member Array halem1's Avatar
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    IP based cameras. That way you can see outside and inside the store via a smartphone or similar device.
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    VIP Member Array Easy8's Avatar
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    Wow, payday store in Memphis. Definitely need to carry OWB, high capacity glock, sig, CZ. You should get several classes in force on force. I would surely get cameras so I could see outside before I opened the door. I would drive through parking lot see the whole area before parking. If
    I did not own the place I would get a different job. Heck join the Marines stay safer.
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    Distinguished Member Array dangerranger's Avatar
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    For most people a vest would be over kill. But most don't work in a cash store. Your product is money, and it says so on your building. I would invest in good cameras that can pan and zoom. Look around outside before going out. Have at least one that can scan your roof also. You never know where people are watching from.
    Id invest in a good vest, and a briefcase that opens into a 60" body shield at the push of a button. Id also offer free coffee and doughnuts to any uniformed patrol that stops in! DR
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    VIP Member Array StormRhydr's Avatar
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    You may well have one of the most dangerous jobs that I have heard about. "A rough area of town"...IN MEMPHIS?!? Man thats really saying something. Throw in cash store in a rough area of Memphis, and it scares me in Nashville, lol.

    Good luck.
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    Member Array amendment4's Avatar
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    I work in Memphis and there are only a few places I will travel to.I work in a nice area but still carry.I know a job is a must but I would start looking for a safer position elsewhere.Desperate people patronize cash loan stores and they will do desperate things.Ain't no fiat worth your life.
    I know Memphis gets a bad rap,but it is truely a nice town and there are nice people and nice places.Take some time and look at possibly getting into a different profession.
    By the way,welcome to the forum.From the Volunteer state.
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    In your line of work. I would go for the vest and would wear it. I bought one when I worked in a pawn shop in a crap neighborhood and I sure did wear it.

    As per the above advice you can shop around for one that will conceal nicely under a shirt.

    It would be a wise investment for you and I would probably try to get my hands on one before Christmas when some nasty folks tend to get mighty desperate for cash.

    You know...in keeping with the holiday spirit they need to rob a few people at gunpoint to get some money to buy a really nice Christmas present for Mom.
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    Distinguished Member Array technomonster's Avatar
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    make sure your vest does not get in the way of you drawing the pistol.
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    Senior Member Array NH_Esau's Avatar
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    Quote Originally Posted by technomonster View Post
    make sure your vest does not get in the way of you drawing the pistol.
    ^^^This can be a problem with CC with a budget vest. Get a nice one. Not only will it conceal better and not interfere with the draw, it will be fitted to you = more comfortable which means you'll wear it. Plus you'll get the coverage/overlap you want.

    The problem of course is they're not cheap. However, BulletProofME.com Body Armor / Bullet proof Vests sells refurbished ones at a reasonable price and has a good reputation. I think there's another site out there that is similarly reputable, but I can't remember it off the top.

    Obviously check your state and local laws about body armor.

    If you need to go cheaper, there are options, but you'll sacrifice coverage, concealability, and/or fit.

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    Senior Member Array acepilot's Avatar
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    Quote Originally Posted by Easy8 View Post
    Wow, payday store in Memphis. Definitely need to carry OWB, high capacity glock, sig, CZ. You should get several classes in force on force. I would surely get cameras so I could see outside before I opened the door. I would drive through parking lot see the whole area before parking. If
    I did not own the place I would get a different job. Heck join the Marines stay safer.
    Just what I was thinking. I'd go on welfare before working at one of those places. The people that use these places aren't necessarily the cream of the crop of society.
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    VIP Member Array Stevew's Avatar
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    I hope you are getting well compensated.
    I would not worry too much about what other folks think of my choice to carry a gun and wear a vest. You are responsible for your own safety. I would also be very concerned about home security and family safety. You never know when some dirt bag will follow you home from work.
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    Ex Member Array stylus's Avatar
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    Quote Originally Posted by Cashman1313 View Post
    Hello there new to the group. Would love to get some advice from some seasoned carriers. I run a cash store in a rough part of town. I do have bulletproof glass which is great but they tend to try and get you when you are either coming in and/or going out. Had a hair raising moment couple weeks ago(all is well just realized a bad situation could have been 20x's worse). So I went and bought a pistol and signed up for CCP. I just don't want to be "that guy-"saw some other people talking on here about hot heads and wanna-be cool guys. My thing is I was thinking about getting a vest for coming and going in and out of my store but I don't wanna freak anybody out. Definelty not like I'm gonna go to the mall and walk around but is my thinking overdoing it. Like I said I don't wanna be "that guy ". Again, I work in a cash store in south memphis. Opinions and comments greatly appreciated.
    Happy Holidays to all our Soldiers and Veterans!
    The best advice I can give you is to ask your local legislators to outlaw payday loan shops.
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    VIP Member Array gottabkiddin's Avatar
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    ^^^^^ Boy howdy, that was helpful ^^^^^^


    Unless Im mistaken, you should be able to carry a pistol while at your business without a carry permit, provided the business owner says it's okay. check you local and state laws first, but in Georgia it's perfectly legal to carry a loaded firearm on your property (that includes your work place) with or without a carry permit.
    mrm likes this.
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