Some people might say body armor on a civilian would be paranoid or over kill. But I say "why not?" If you can wear it everyday and it doesn't bother you then go for it. My friends laughed and called me a "dork" when I started carrying a tac light in my pocket. But after my "dorky" light got them out of jambs a few times,they all now carry one. lol
And I agree with not wanting to be dying from a gunshot wound saying "Damn, If I just would of ordered that vest when I was thinking about it." Much better to have it and not need it than the other way around.