If anyone is interested:
A 5.11 belt for $8 if your waste is 40" or more: 5.11 Tactical Leather Casual Belt 1.5 inch Detail Stitch CLOSEOUT
Also: 5.11 covert khaki's and a 5.11 belt for $17:
5.11 Tactical Covert Khaki Pants plus FREE SHIPPING at LA Police Gear. 5.11 covert pants, 511 covert pant, 5.11, 511 Tactical
With this option you can get under 40". I went with this option as my wife can shorten the length on the pants (I've got short legs).
They also have 5 pocket jeans for $11 that I thougth I'd try out.
I thought this may help someone and I heard these belts are pretty good for the money. FWIW.